Personal Services
Personal Retirement Planning – Accumulation and Distribution
Clients who engage us for personal retirement planning may expect to receive the following services:
- Cash flow projection illustrating the impact of retiring sooner or later
- Social Security withdrawal strategy
- Claiming strategies for pensions, deferred compensation and retirement plans
- Asset Allocation analysis to show probability of success
- Earned income replacement strategy
- Asset Location and withdrawal plan to minimize taxes, e.g. Roth conversions, NUA, etc.
- Review of employee benefit plans
- Stock option, restricted and control stock planning
- Review of estate documents and beneficiary designations
- Philanthropic planning
We provide expert implementation in the following areas:
Investments
- Stocks
- Bonds
- Mutual Funds
- ETFs
- Non-traded products
- Variable annuities
- 529s and ESAs
Retirement Plans
- Defined Contribution
- 401(k)
- Roth 401(k)
- 401(k) safe harbor
- Profit sharing
- Age weighted
- New comparability
- Defined Benefit
- Cash Balance
Insurance
- Life Insurance
- Disability Income Insurance
- Long Term Care Insurance
- Individual Health Insurance