Our Team

Elliott D. Freiberg, CLU, ChFC


Elliott leads rascorp by providing the overall strategic direction for the company.  He oversees all functional aspects of the business with concentrated attention toward financial and relationship management. He works directly with clients to customize solutions for their unique needs and has a specific aptitude for bringing real-world examples and best practices to our clients.

Elliott is a Temple University graduate who majored in accounting with a B.S. degree in Business Administration. He began his career in the 1970's and has been securities and insurance registered for more than 30 years. Elliott is a Chartered Life Underwriter (CLU), a Chartered Financial Consultant (ChFC), and is a separate registered representative with Royal Alliance Associates, Inc.

Elliott is an avid golfer and is a past president of Meadowlands Country Club.  He has also been recognized as an Israel Bond Honoree.

Patricia H. Sobel, CRPS, CFS, CAS, CIS, QPFC


Pat serves as President and Chief Compliance Officer of rascorp providing her leadership to the operational, risk management, and human resource aspects of our company.  In addition to her firm management responsibilities, Pat prides herself on her technical expertise in retirement planning and providing personalized attention to our clients.  She has been integral in creating the systems and processes needed to deliver an excellent client experience.

Pat holds a degree in Business Administration and has been in the financial services industry for over 30 years. She is a Chartered Retirement Plan Specialist (CRPS), a Certified Fund Specialist (CFS), a Certified Annuity Specialist (CAS), a Certified Income Specialist (CIS), and a Qualified Plan Financial Consultant (QPFC). Along with these designations, she is a Registered Principal with Royal Alliance Associates, Inc., as well as our Branch Manager. She holds the following securities registrations: Series 6, 7, 65, 63, 24, 53, and is also insurance licensed and a Notary Public.

Outside of rascorp, Pat enjoys a healthy lifestyle including exercise, golf and ballroom dancing.

Michael J. Henzes, MBA, EA, CFP®

Vice President

Mike is responsible for business development and implementation of our retirement planning process for new and existing clients.  In addition to providing his financial planning expertise to our clients, he is also charged with the ongoing evaluation of the systems and technologies rascorp uses to engage clients, deliver advice, and facilitate a positive relationship with our clients.

Mike attended West Chester University of Pennsylvania where he earned a Bachelor of Science degree in Accounting. He received his MBA, with a concentration in Finance, from St. Joseph's University in Philadelphia and holds a certificate of completion from the College for Financial Planning's Elite-CFP education program. As a CERTIFIED FINANCIAL PLANNER™ professional, he holds multiple securities registrations, and is a registered representative with Royal Alliance Associates, Inc. Mike is also an enrolled agent admitted to practice before the Internal Revenue Service.

Mike brings more than 18 years of experience in the accounting and financial services industry to retirement advisory services corp. He has held the position of principal for one of Pennsylvania's largest regional accounting firms and also served as Regional Director for a leading global provider of outsourced asset management, investment processing and investment operations solutions.

He currently serves as the treasurer of the Pottstown Regional Public Library and has held numerous leadership positions for other civic organizations in the area. In Mike's limited free time, he enjoys being outdoors and spending time with his wife and four children.

Mike's passion is helping clients make better informed decisions about their money.